advice, college Steps To Take After Graduation January 20, 2018

“No, take me back. Please, take me back. I’m not ready for the real world!”

It isn’t rare to find graduates begging and pleading with their colleges to rethink their decision. Aside from the fact university life is unbelievable life after school can be tricky. Put the two together and you’ve got a recipe for disaster. So, there may be a few mixed emotions flying around at the moment. On the one hand, you have completed your degree and made friends along the way. On the other, you have to find a job.

Your next steps are essential, which is why the following can help. Here’s what you need to do straight after graduating.

Speak To Creditors

The average student in America has an overall balance of $37,000. To put that into perspective, the average wage for a person with a degree is under $50,000. And, it can take a while to reach the levels which have these types of salaries. It’s obvious that cutting back is vital when you apply for loan, but you may not realize how much you need to slash. All you can do is talk to the creditors and ask them for a breakdown of the expenses. If they are too high, try and negotiate and come to an arrangement. Then, create a budget and stick to it religiously.

Spruce Up Your Resume

Do you remember that session where your guidance counsellor asked you to create a resume? Well, the one you develop is out of date and needs a lot of work. A lot happens from the time you start uni to the time you finish, and it’s all relevant. It might not seem significant, but you’d be surprised at what skills can give you an advantage. Make sure you include any work experience and volunteer work because employers love it. Also, list any travel experiences as it shows your life outside of college/work. Don’t forget to list any skills you may have! Being proficient in Microsoft or Adobe programs is always a plus for office jobs. (Try using Canva for a nice resume template!)

Focus On Face-To-Face

You are a whiz when it comes to digital media and anything technological. But, the chances are you don’t know how to communicate in person. Don’t take this as a slight as many young graduates lack this skill. After all, the internet is the king and most conversations happen via the Web. To land a job, you will need to be charming, confident and concise, and you will have to do it in person. Therefore, it’s smart to practice an elevator pitch and interact with friends and family.

Spring Clean Your Social Media Profiles

Employers will Google you and analyze the results. Hopefully, there won’t be a negative digital fingerprint, but that isn’t always the case. People use Facebook and Twitter daily, and they can post stupid things. Even if it’s a joke, it won’t look professional to a potential employer. The best thing to do is delete the things which are close to the line and reduce the risk. Also, set tight privacy settings so that they can’t access info without your permission. If they do ask, you can tidy it up beforehand.

Thanks so much for reading, as always <3

 

advice, college How to Have a Night Out Without Going Bankrupt January 19, 2018

If you looked at your monthly budget you’d probably be shocked at how much you’re spending on nights out. One option is to become a hermit and never go out again, but that’s no fun. Going out is an important part of college life, otherwise, you’ll drive yourself crazy just working constantly. So, how do you get the best of both worlds? Just follow these simple tips for nights out.

Discount Tickets

If you’re going to a concert or a sports event the tickets are going to be your biggest expense. That means that you’ll be spending a lot of money, even if you cut costs everywhere else. But you can still have a cheap night out and go to some great events by looking for discount tickets. Buying early is a good tip because ticket prices tend to shoot up when there are only a couple left. It’s also worth looking on sites like TicketOffices for great deals. They can find you discount tickets and even get you tickets for sold events in some cases. You’ll never have to pay full price again.

Don’t Drink

So many social events are based around drinking and the reason that you end up spending so much is because you’re buying drinks all night. The thing is, you don’t need to get drunk all night to have a good time. If you just drink soft drinks all night, you’ll spend half the amount of money that you normally would. Even if you just have a couple of drinks at the start and end of the night and switch to soft drinks in between, you’ll spend way less.

Set A Budget

If you go out with all of your cards you’ll just spend money endlessly until you go home. But if you set a budget, you know exactly how much money you’re going to spend before you go out. Get the money in cash and leave all the cards at home, that way you’ll only spend what you can actually afford to spend, rather than waking up in the morning and checking your bank balance and getting a huge shock.

If you’re worried about carrying loads of cash around with you, why not look at prepaid cards? You can just load them up with the amount that you want to spend that night and leave everything else at home. That way you don’t have to worry about losing cash but you can still stick to a strict budget.

Don’t Buy Rounds

If you are drinking, you’re likely to be buying rounds all night. People often think that rounds end up cheaper because you’re only making a couple of trips to the bar each night. The thing is, when you’re buying rounds you’ll feel obliged to drink more than you normally would because it’s your round. If you’re buying your own drinks all night, you can stop whenever you like, or save money on soft drinks.

You don’t have to spend a fortune to have a good time! I hope you find these tips useful and will use them during your next outing 🙂

Thanks so much for reading, as always <3

 

advice, college, lifestyle I Graduated…Now What? January 18, 2018

When you start out at college it can feel like you have got all the time in the world to get your life in order and decide on everything that you want to do. But if you’re getting towards your final year, or have already graduated, then knowing some steps to take can be helpful. I mean, there are literally so many options for you when you graduate; so which route will you take? Here are some things to think about after college, to help you with the next stage of your life.

Get Your Finances in Order

After being in college and living on not much money at all, you may have dipped into your overdraft or maxed out more than one credit card. Throw in some missed payments and it can mean that your credit score can take a big hit. So looking to repair your credit and build your score back up is a good idea. After all, if you want to get a mortgage or any other kind of big loan, then you’re going to need a good credit score. You could look at a credit repair site here for some ideas, as well as looking to set yourself a budget and live within your means. It can take some discipline but after college is a good time to get it all in order.

Work Experience

It can be great if you know what career you want to get into. But if you don’t, having some work experience can be good to help you decide what might work best for you. You never know until you try it. Not only that, but it can look good on your resume to have some work experience in the field you want to get into. So if you know career you want or you don’t have a clue, then work experience can be a good place to start.

Work Abroad

For many graduates, after college is going to be the best time in their life to explore the world, travel, and work abroad. You might not think you have the money to go abroad, but there are many opportunities to work abroad so that you can earn money whilst you travel. You could do anything from teaching English as a second language, interning at a law firm, to working as a freelancer online where all you need is a laptop. It can bulk out your resume as well as give you some life experience before you get into the working nine to five world.

Study More

If you loved college so much and think that post-graduate study may be best for you, as well as for your career options, then why not stay studying? It can be pretty costly, though, so you may consider working alongside your studies to eliminate getting into more and more debt. Just think about what might work best for you.

Have you recently graduated and still deciding what to go? There is no right and wrong thing to do, just what works best for you.

I hope you enjoyed the post!

Thanks so much for reading, as always <3